Understanding Rental Car Insurance: What You Need to Know

When renting a car, one of the most important things to consider is whether or not you should purchase rental car insurance. While it can seem like an unnecessary expense, it’s essential to understand the different options available to you before making a decision. Let’s break down the different types of rental car insurance and when you might need them.

The most basic form of coverage is the Collision Damage Waiver (CDW), which covers the cost of damage to the rental car in case of an accident. If your personal car insurance or credit card already provides coverage, you may not need this option. However, if you’re unsure, it’s a good idea to check with your insurance provider before you leave.

Another important option is liability insurance, which covers damages to other vehicles or property in the event of an accident. This type of coverage is often required by law, so make sure you’re covered before driving off.